YOUR ACS BENEFITS
1. Life happens. 2015 Insurance
Barometer Study. Available at: www.
February 19, 2016.
2. U.S. Census Bureau. American
Community Survey, 2014.
Available at: www.census.
Accessed February 26, 2016.
3. Commissioner’s Disability Insurance
Tables A and C, assuming equal
weights by gender and occupation
class. Transactions of Society of
Actuaries. Volume 37. 1985.
4. The 2014 Council for Disability
Awareness Long Term Disability
Claims Review. Available at: www.
asp. Accessed February 26, 2016.
*This category includes claims caused
by neck and back pain; joint, muscle
and tendon disorders; foot, ankle
and hand disorders, and so on.
disorders ( 28. 6 percent)*
•Cancer ( 15. 1 percent)
•Injuries and poisoning
( 10. 3 percent)
•Mental disorders ( 8. 3 percent)
disorders ( 8. 7 percent)
A long-term disability
plan can help an individual
maintain his or her current
lifestyle and help protect
personal assets by replacing
a portion of your income.
It is recommended that high-wage earners conduct a needs
assessment to determine whether
they have adequate coverage.
This suggestion applies both
to surgeons who are in private
practice and who are health
care systems employees.
Although many options for
acquiring life and disability
insurance are available, the
American College of Surgeons
(ACS) has sponsored programs to
address a surgeon’s unique need
for these types of plans. The ACS
encourages Fellows to look into
these programs and to consider
their options with regard to
educational and personal needs.
Visit acs-insurance.com or call the
ACS Insurance Program at 800-
433-1672 for more information. ♦
Although many options for acquiring life and disability
insurance are available, the ACS has sponsored programs to
address a surgeon’s unique need for these types of plans.